On Wednesday, November 19, 2025, the University of Jakarta International (UNJI) took a big step toward helping Indonesia become more financially savvy. With Dr. Liana Rahardja, the Head of the Accounting Program and Director of Research at UNJI, joining the AMKI Forum (Asosiasi Media Keuangan Indonesia) called “Pemberantasan Penipuan Transaksi Keuangan,” UNJI showed that it’s at the forefront of creating a society where everyone knows how to handle money in the digital world.
Dr. Liana pointed out how quickly digital fraud is growing and why it’s so important for everyone to learn about money in a way that’s easy to understand and use. She especially mentioned that young people, especially Generation Z, are key to teaching everyone how to be safer with money and understand the risks of online buying and selling, a skill that’s super important in today’s fast-paced digital world.
Dr. Liana’s involvement really highlights UNJI’s dedication to connecting academic knowledge with practical financial skills. Her contribution showed UNJI’s strong commitment to supporting national financial literacy programs and helping create a generation that’s responsible and well-informed. The event also had some really interesting speakers, like Rudy Agus Pramono Raharjo (Head of the Consumer Protection Department, OJK) and Nanik Ramini (Head of the Electronic Transaction Complaint Service Team, Ministry of Communication and Informatics), which sparked important conversations between education, regulation, and industry.
UNJI Accounting students were super involved in the forum, getting firsthand insights from industry experts about digital financial fraud trends and how to prevent them. They were also encouraged to use digital tools like cekrekening.id, which helped them understand the importance of keeping personal information and financial data safe. This experience was a fantastic learning opportunity that really complements what they learn in class with a look at the regulatory and practical sides of finance.
Dr. Liana pointed out that financial literacy should be more than just a theory, it should be something that people can use in real life, helping them make smart choices and protect themselves in the growing digital financial world. Her message really reflects UNJI’s bigger goal: to train graduates who are not only smart but also socially responsible and financially aware.
This initiative is a real turning point for UNJI, showing how the university is growing in its role in promoting financial inclusion and encouraging teamwork across different areas. Through initiatives like the AMKI Forum, UNJI keeps empowering Indonesian youth to become adaptable leaders who are ready to tackle global challenges in the digital economy.


